Cobuilty helps families cooperatively finance and build new homes with lower upfront cost and higher equity — powered by AI.
Your equity starts here.
AI-matched cohorts working together
Intelligent matching and optimization
40% average equity from day one
Families deserve a smarter path to homeownership.
Traditional down payments outpace income growth, making homeownership increasingly inaccessible.
New construction homes often provide minimal equity value when you move in.
Complex financing requirements and high credit scores limit construction access.
Limited options for families who want to build but can't afford traditional pathways.
Join forces with other families to unlock opportunities unavailable individually.
Families combine small contributions to unlock construction opportunities unavailable individually.
Pooling resources reduces early financial pressure and makes homebuilding accessible to more families.
Families receive their own completed home, typically with ~40% equity on day one.
Our AI-powered platform makes cooperative homebuilding seamless and transparent.
Share your dream home location and goals
AI matches you with compatible families
Each family contributes $20-40k to shared pool
Trusted builders construct homes efficiently
Each family receives their private home
Families achieve ~40% equity on completion
Experience the future of homebuilding with our innovative cooperative approach.
Start building with as little as $20-40k instead of traditional 20% down payments.
Benefit from bulk purchasing power and professional construction management.
Average 40% equity at completion means immediate wealth building from day one.
Clear processes, regular updates, and AI-powered matching throughout your journey.
Build community connections while building your home - no one builds alone.
MBA, Florida Licensed Building Contractor
Sergei has years of experience in residential construction, permitting, budgeting, and developer-level project coordination. He founded Cobuilty to give ordinary families access to cooperative homebuilding, meaningful equity, and construction opportunities traditionally reserved for investors.
To make homeownership accessible to every family by reimagining how homes are built and financed through cooperative principles and AI-powered matching.
Join the growing community of families building their future together.
We partner with experienced, licensed builders in your community.
Building neighborhoods, not just houses, with strong community bonds.
Transparent pricing and clear financial benefits for every family.
"Cobuilty made our dream of building a home possible. We never thought we could afford new construction, but now we have a beautiful home with real equity."
Sarah & Mike
Florida
Get answers to common questions about cooperative homebuilding.
No. Each family receives their own individual completed home. You don't share living spaces with other families - you build together but live independently.
Most families begin with $20-40k. This is significantly less than traditional down payments for new construction, making homebuilding accessible to more families.
Not always — our matching process helps align groups with similar financial profiles, and cooperative financing can be more flexible than traditional loans.
Yes. If you already own land, we can help you build through the cooperative model with other families in your area.
No — Cobuilty handles matching families with compatible goals, budgets, and timelines. You'll meet your cohort during the planning process.
Join our early-access list and be the first to build cooperatively in your state.